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Whilst surprisingly few UK savers and investors are familiar with the inflation-beating, risk-adjusted returns available from Innovative Finance ISAs (IFISA), flexible ISAs seem to be an even better kept secret. ISA flexibility along with the
Following our last two secured loans offering blended gross returns of 5.5% and 14% respectively, we thought it would be worth re-visiting the subject of how Proplend determines its loan interest rates. Loan pricing is about risk-adjusted returns
With capital at risk, it’s important that P2P investors understand the risk of their holding and it’s a big reason why Proplend took this different approach to clearly quantifying this for their Lenders. LTV-based tranching system help Lenders