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It’s been a tough 8 years for savers, with a historically low base rate returning little to nothing on cash held in savings accounts. Bank of England figures show that the average base rate from 1975-2008 was 8.6%, between 2009-2015 it dropped to 0.5%, a fall of 95%. One
The Alternative Finance sector has increased in popularity, and with no end in sight, the movement to revolutionise banking and investing will continue to experience a healthy growth curve. Our Introduction to Alternative Finance Infographic, looks to provide a visual introduction to the sector. It highlights three of the main
In a response to the consultation on including peer-to-peer loans in ISAs, the government has confirmed that loans made through peer-to-peer platforms will become ISA qualifying investments. It intends to publish draft legislation for technical consultation later this year, with a view to legislating to allow peer-to-peer loans to be